You invest in properties.Do you know what they return?

Welfyn connects to your bank, reads every transaction and turns the noise into returns you can stand behind: from your first buy-to-let to a portfolio of fifty.

Connects to the banks you already use

Over 1,000 banks available
HSBC
Barclays
Lloyds Bank
NatWest
Santander
Nationwide
Monzo
Starling Bank
Revolut
TSB
Virgin Money
Chase
Royal Bank of Scotland
Bank of Scotland
The Co-operative Bank
Metro Bank
Wise
Tide

Read-only access through FCA-regulated open banking. You approve every link and your bank stays in control.

See, understand, ask. Three things Welfyn does with every transaction it reads, and what each one hands back to you.

Returns you can stand behind

Return on equity, gross yield, return on cash and total return for every property, accrued month by month from the cash that actually moved.

  • Accrued, not annualised

    Most tools multiply one month by twelve. Welfyn adds up what happened, so a void or a boiler shows in the figure.

  • From the purchase, not from sign-up

    Give it the price, the debt and the month you bought, and the capital story plots from day one.

  • One property or the whole portfolio

    Every asset on its own ledger, and all of them pooled into one, with the same maths at both scopes.

Bookkeeping that does itself

Every transaction arrives already read: matched to the right property, labelled, deduplicated and reconciled each day, without a spreadsheet to keep up.

  • Categorised on arrival

    Rent, mortgage, repairs and insurance are labelled as they land, and anything uncertain is set aside for a one-tap review.

  • Matched to the property

    One account can serve several properties. Each payment finds the asset it belongs to.

  • Statements work too

    Prefer to keep banking separate? Upload a statement and Welfyn reads it the same way.

Ask anything about your numbers

A built-in analyst that answers plain-English questions about your own portfolio, and shows the working behind every figure it gives you.

  • Plain English in, a figure out

    What did this flat cost to run last year? Which property is working hardest? Ask the way you would ask an accountant.

  • The working, every time

    Every answer names the transactions it was built from, so you can check it rather than trust it.

  • Your data only

    It reads your ledger and nothing else. It cannot see other users, and it does not give financial advice.

One clear view of property finances.

For the people who own the properties.And the professionals who help them make the right decisions.

For Landlords

Know what each property earns, where your money goes, and how hard your equity is working.

Explore Welfyn for Landlords

For Service Providers

A clearer starting point for accountants, brokers and advisers. Property finances with the records behind them.

Explore Welfyn for Service Providers